All You Need To Know About Travel Health Insurance |
Posted: May 10, 2018 |
Travel health insurance is for those who travel frequently and for long period of time. This insurance offers coverage for medical emergencies and evacuations. However, this insurance is different from other insurances. Let’s discuss how this insurance differs from the other insurances: The travel health insurance aids in times of medical emergencies and evacuations. If you fall ill or meet with an accident, your medical cost will be covered by the travel health insurance. Generally, this insurance will include dental treatment and emergency transportation such as air lift or ambulance services. Travel health insurance often times include Accidental Death and Dismemberment (AD&D) or term life benefits that get paid irrespective of if you have any coverage back home for the cover offered for an injury. This coverage comes really handy as it offers life insurance benefits and coverage to your family and you in times of serious unfortunate accidents. Travel health insurances are more economical than trip cancellation insurance as most of the medical plans are price based on age, trip length, and coverage amount. Which is a few hundred rupees per day which are still easy on the pocket. Trip insurance on the other hand, which includes cancellation, interruption, delay, baggage coverage and more are dependent on the cost of the trip. Generally, it will cost 4-5% of the insured trip cost. This cost can easily reach up to thousands of rupees per day. Some travel health insurances also include trip insurance benefits. Below mentioned are four instances when you will be thankful that you ever owned medical insurance:
How to buy a Travel Health Insurance? You can either physically go to an insurance company or buy the insurance online. The safest way to go about this would be looking up the various travel health insurances online and comparing them. The more you compare the insurances, the more you become clear about what you need in your insurance and which company offers the best options to you.
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